Does WFG Associates make money by recruiting people?

This is absolutely not true.  WFG Associates do not make money from their strategic expansion or growth efforts. WFG associates only make money by helping families secure their financial futures through the sale of our diverse products and services.

Will WFG pressure you to sell products to your family and friends and may make you try to recruit them?

There is no pressure to push products on family members, and we are extremely proud of that.  However, there is no better place to start helping families achieve financial freedom than with the ones you love. WFG associates show families how to manage their debt, make sure they are properly protected in the case of a tragedy, and plan for retirement.

What does my $100 go towards?

We do charge an Associate Membership Agreement fee.  This fee gives you access to our business platform that has helped thousands of associates start their own financial services business.  It also gives you access to our suite of marketing materials, websites, and a support system to help you build your WFG business. With such a low barrier to entry and a tremendous upside in terms of potential income, a mere $100 could be the best investment you ever make.

If I decide to come on board with WFG, am I hired for a job?

WFG is not a job.  The WFG Business Platform empowers you to build a successful business in the financial services industry – and make a difference in the lives of individuals and families. There are few opportunities out there that match our potential for those who desire to be their own boss, and who want to control their time, talent, income and energy.

Why is there negative information on the Internet about WFG?

Why is there negative information on the internet about WFG?

Unfortunately there are many misunderstandings about our company. Here’s the bottom line, we have:

1. Over 20,000 licensed agents across North America

2. Product offerings through many of North America’s largest and most reputable financial companies. For a list of providers, please visit:

3. 63,986 client accounts and $6B assets under administration

And, just like any other company, WFG is not a career fit for everyone and some have vented their frustrations online. You have to be careful when reading comments on the internet by anonymous posters.  It is much easier to make a negative comment about something or someone when no one can tie it back to you.  If all the things people write about us online were true, it’s very unlikely that WFG would be in business today.

Is World Financial Group a Pyramid Scheme and/or a MLM Scam?

WFG is neither a pyramid scheme nor MLM scam. We pride ourselves with partnering with some of the top financial firms in the industry, who are fully regulated to conduct legitimate business and provide quality products and services.

The WFG Business Platform empowers you to build a successful business in the financial services industry – and make a difference in the lives of individuals and families. WFG’s affiliates are members of and/or are regulated by the following U.S. regulatory bodies:

  • The Department of Insurance in all 50 states, as well as Washington, D.C. and Puerto Rico
  • Each state’s membership of the North American Securities Administrators Association (Securities)
  • The Securities & Exchange Commission

Please visit our Ethics Page to view an entire list of regulatory bodies.

We act with honesty and integrity, abiding by the rules and regulations of these organizations, as we help our clients and associates succeed.  We also offer products from some of the most reputable names in the financial services industry.  Do you think companies like Transamerica, Western Reserve Life, Nationwide, Prudential and Pacific Life would be in business with us if we were a scam?  We are proud of those relationships and firmly stand behind the products in which they offer.